|
Getting KiwiSaver Working For You - Are You Getting The Right Advice |
| |
|
| | Call Us Today on 09 972-3785 | |
| You could potentially be missing of hundreds of thousands in your retirement. We have teamed up with the KiwiSaver specialists at Generate to provide you with a simple 4 question survey to test your knowledge and see if you think advice could help you. Just enter your details and I will give you a call. CLICK HERE TO TEST SURVEY And for a limited time if you do choose to get some advice I can enter you in the draw for $3,000 Flight Centre Gift Card and one of ten $100 GrabOne gift vouchers. It won’t cost you anything and you don’t have to join or change at the very least you will know the facts about KiwiSaver and what your options are. Have You
Chosen the provider right for you  Elected the investment portfolio right for your stage in life Checked your balance lately Taking control of your retirement plan
Get your advice today and ensure you maximise your KiwiSaver plan.
Do You Know
Employee
| Self Employed
| Not Employed
| Under 18
| 3% contributions from your employer, provided you are over 18 and yet to reach your Retirement Date
|
|
|
| Member Tax Credit of 50 cents per $1 invested by you, up to $521.43 every year
| Member Tax Credit of 50 cents per $1 invested by you, up to $521.43 every year
| Member Tax Credit of 50 cents per $1 invested by you, up to $521.43 every year
| Member Tax Credit of 50 cents per $1 invested by you, up to $521.43 every year
| First home Deposit Subsidy
| Up to $5,000 first home subsidy* ($10,000 for a new build)
| Up to $5,000 first home subsidy* ($10,000 for a new build)
| Up to $5,000 first home subsidy* ($10,000 for a new build)
| First home Withdrawal
| First home Withdrawal
| First home Withdrawal
| First home Withdrawal
|
* some conditions apply
First Home Deposit Subsidy
Housing New Zealand’s KiwiSaver HomeStart Grant replaces the KiwiSaver First Home Deposit Subsidy. · Support increased for building or buying a brand new home Members building or buying a brand-new home (or the land on which a new home will be built) can receive a grant of $2,000 for each year of KiwiSaver membership, up to a maximum of 5 years.
· Support kept at the same level for buying an existing home Members buying an existing home can receive a grant of $1,000 for each year of KiwiSaver membership, up to a maximum of 5 years.
· House price caps increased across NZ - Auckland - $550,000
- Hamilton City, Tauranga City, Western Bay of Plenty, Kapiti Coast,
Porirua City, Upper Hutt, Hutt City, Wellington City, Nelson City,
Tasman, Waimakariri, Christchurch City, Selwyn District, Queenstown Lakes - $450,000
- All other areas - $350,000
First Home Withdrawal
The First Home Withdrawal rules are as follows: · Member Tax Credits can now be withdrawn
- Eligible first home buyers can now withdraw their Member Tax Credits (MTCs), along with any employer, employee and voluntary contributions and investment earnings.
- The $1,000 kick-start and transfers from Australian complying superannuation schemes are still excluded.
- Members can only claim the amounts that are currently in their KiwiSaver account. They won’t be able to claim any MTCs earned during the current MTC year – i.e. partial claims won’t be possible.
- If a member does not withdraw their full entitlement, scheme providers will release employer, employee and voluntary contributions and investment earnings first, and Member Tax Credits second.
Our Preferred Providers
At New Vision Financial Services we help our clients get the right "Class Advice" to ensure you get the maximum out of your KiwiSaver. Our partners are Generate and Grosvenor. They have been selected by us due to the fact both are solely New Zealand owned companies and all they do is KiwiSaver.
Let us give you generic advice, empowering you to form your own opinion abouth whether KiwiSaver is right for you and to choose the right fund for you.
|
|
| |
| |
| | |
| |
|